Prefer to speak with a real person right away? Licensed Medicare insurance agents are available now to answer your questions about Medicare Advantage, Medicare Supplement (Medigap), and prescription drug coverage — at no cost and with no obligation to enroll.
Comparing Medicare plans can feel overwhelming. Between Original Medicare (Part A and Part B), Medicare Advantage plans (Part C), Medicare Supplement insurance (Medigap), and Part D prescription drug plans, there are dozens of options — and the right choice depends on your health needs, your budget, your doctors, and your ZIP code. Our free Medicare plan review service simplifies that decision into three easy steps:
1
Answer three quick questions
Tell us whether you're enrolled in Medicare Parts A and B, what type of Medicare coverage you have today, and whether you receive Medicaid or Extra Help. It takes less than 60 seconds — no medical exam, no paperwork.
2
Get matched with a licensed agent
Our system connects you with a licensed Medicare insurance agent who can review Medicare Advantage and Medicare Supplement plan options available in your area, including plans that may offer dental, vision, hearing, and prescription drug benefits.
3
Review your options by phone
Speak one-on-one with an agent who answers your Medicare questions in plain English, compares your current coverage against what's available, and helps you decide if a different plan fits better. There is never a fee for this service and you are never obligated to enroll.
Frequently Asked Questions About Medicare Coverage
What is the difference between Medicare Advantage and Medigap?
Medicare Advantage (Part C) plans are offered by private insurance companies and bundle hospital, medical, and often prescription drug coverage into one plan — frequently with extra benefits like dental and vision. Medicare Supplement (Medigap) plans work alongside Original Medicare and help pay out-of-pocket costs such as deductibles, copayments, and coinsurance. You cannot have both at the same time, which is why a plan review with a licensed agent can help you understand which approach fits your situation.
When can I change my Medicare plan?
Most people can make changes during the Medicare Annual Enrollment Period (October 15 – December 7) or the Medicare Advantage Open Enrollment Period (January 1 – March 31). You may also qualify for a Special Enrollment Period if you move, lose coverage, or qualify for Medicaid or Extra Help. A licensed agent can tell you exactly which enrollment windows apply to you.
Does this service cost anything?
No. The quiz, the plan review, and the phone consultation are completely free. Licensed agents are paid by the insurance carriers they represent, so there is never a charge to you and never an obligation to enroll in any plan.
Is this affiliated with the federal Medicare program?
No. We are a private, non-government resource. For official information on all of your Medicare options, you can contact Medicare.gov, call 1-800-MEDICARE, or reach your local State Health Insurance Assistance Program (SHIP).
What Is a Medicare Grocery Card?
A "Medicare grocery card" refers to a grocery or healthy food allowance offered as a supplemental benefit by some Medicare Advantage plans — most commonly Special Needs Plans (SNPs) for people who qualify for both Medicare and Medicaid (Dual Eligible SNPs) or who have certain chronic health conditions (Chronic Condition SNPs). According to the Centers for Medicare & Medicaid Services (CMS), these allowances fall under Special Supplemental Benefits for the Chronically Ill (SSBCI), authorized by Congress in the Bipartisan Budget Act of 2018.
Important facts to know: Original Medicare (Parts A and B) does not offer a grocery card or food allowance. Not every Medicare Advantage plan includes this benefit, allowance amounts and eligible items vary by plan and by location, and qualifying typically requires meeting specific eligibility criteria such as a qualifying chronic condition or Medicaid eligibility. Be cautious of advertisements promising a grocery card to "everyone on Medicare" — no such universal benefit exists. To confirm what is available in your area, review a plan's Evidence of Coverage, visit Medicare.gov, call 1-800-MEDICARE, or speak with a licensed insurance agent who can check whether plans in your ZIP code offer a grocery allowance and whether you meet the eligibility requirements.